Laub Capital is an investment fund offering direct exposure to non-performing loans without having to invest in broader credit opportunity funds or listed vehicles.
What are non-performing loans?
Bank’s provide loans to companies and individuals. The bank then earns money from the interest it receives on these loans. Giving out loans is not free from risk, if the borrower stops paying back the loan or the interest, after a specific amount of time the bank must classify the loan as “non-performing”.
A bank has a range of options to reduce the level of bad loans on its books. One possibility is renegotiating the terms of its loan contracts with borrowers. This could mean, for example, giving borrowers more time to repay.
A bank can also decide to sell its bad loans to investors, such as Laub, who will typically ask for a discount on the value. The bank might make a loss in such a transaction, but a complete write-off would typically produce an even greater loss.
We have strong reputation based on extensive experience in the target markets and proven track-record in this asset class.
We tailor the right solution for each transaction by bringing the most competent local resources to support our effort to win deals and to jointly develop the optimal solution when it comes to resolve the debts.
We have aligned incentives by prioritizing repayment of investors’ funds (principal and carry) ahead of performance fee.
Laub Capital
Based in Luxembourg and serves as the investment vehicle.
Laub Advisors
Based in Zug, Switzerland and provides services to Laub Capital both pre- and post-investment.
Laub Capital
3rd Floor, 43-45 Allée Scheffer, L-2520, Luxembourg